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This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

I have found that there is a lack of sound financial planning advice that is specific to higher ed faculty and staff.  I decided to change that.  Here you will find articles that will give you actionable advice and tips for managing your benefits, accumulating wealth, and planning for retirement.  As a higher education professional, you have many unique financial planning opportunities.  Let’s explore them together.

Can I Contribute to Both a 403(b) and a 457 Plan?

By | February 21st, 2017|Categories: Higher Education|Tags: , , , |

Many universities and colleges offer access to both a 403(b) plan and a 457 plan. A question I get often is, “Can I contribute to both a 403(b) and a 457 plan?” The answer is yes. If your employer offers both, you can contribute to (and max out) both. Let’s take a closer look at the [...]

How Planning Helped a Professor Destroy Debt and Build Wealth

By | January 18th, 2017|Categories: Higher Education|Tags: , , , , , |

Sometimes, life comes at us fast.  It's easy to become overwhelmed as our lives get more complex.  In this article, I'll explain how a professor’s family flipped the script.  They went from overwhelmed to crushing their debt and positioned for success.   Here's how they did it... Backstory Mr. Professor was just starting his 2nd year [...]

Everything You Need to Know About Your 403b Plan

By | November 25th, 2016|Categories: Higher Education|Tags: , , , , |

For those that work in higher ed, their 403b plan is often the largest pool of retirement assets they own.  It’s no surprise, either.  A huge perk to working in higher education are generous retirement plan contributions from the institutions.  It’s not uncommon for a college or university to contribute 10% or more of an employee’s salary into his/her 403b plan.  This [...]

Professors: How to Make Early Retirement a Reality

By | October 6th, 2016|Categories: Higher Education|Tags: , , , , , , , |

Professors often have access to outstanding retirement plan benefits.  During your career, you can accumulate substantial assets through disciplined saving.  You are in your 50's now and are considering retirement.  But there’s a problem.  Because you are in your 50’s, you are not old enough to retire, right?  Not always the case.  Many believe that you [...]

529 Plan Benefits That You Need to Know But Are Unaware Of

By | August 22nd, 2016|Categories: Financial Planning, Higher Education|Tags: , , , , |

College is very, very expensive. According to Student Loan Hero, the average class of 2016 graduate will have $37,172 in student loan debt.  With tuition costs rising around 5% a year, parents all over are looking for ways to participate in funding their children’s college expenses, lessening their need to rely on student loans.  529 plans [...]

“HELP! Should I Slash my Debts or Build a Nest Egg?” -Professors

By | June 8th, 2016|Categories: Higher Education|Tags: , , , , , , |

Professors, you have worked very hard on your own educational goals and have chosen to turn your passion for education into a career.  You likely have accumulated some debt thus far.  You may also have started saving some money toward your future goals.  These two items may seem to be at odds with each other.  So [...]

Professors, Don’t Drown in Student Loans… Wipe Them Out!

By | May 4th, 2016|Categories: Higher Education|Tags: , , , |

In working with professors, one of the main concerns that continually pops up is student loan debt.  In order to get a faculty position, most employers will expect an advanced degree.   For many, taking on hefty student loans is a necessary evil in order to earn these degrees.  Here are some interesting statistics according to [...]

Professors Ask: “How Should I Invest My 403(b)?”

By | April 4th, 2016|Categories: Higher Education|Tags: , , |

I am often asked by professors, "How should I invest my 403(b)?"  For the majority of the professors that I meet with, their 403(b) is the biggest component of their nest egg.  This makes it extremely important to invest it intelligently and efficiently.  First, I will lay out some things NOT to do and then I'll [...]